I will lend you 150 million VND by bank transfer. You promise to pay 5% interest every month but only pay for 2 months. Then borrowed more, the total debt was 204 million VND. By December 2022, you can no longer pay, so I will write a debt note. Up to now you have not contacted me at all or found a way to repay the debt, so I want to file a complaint. So when I go to the police, will I be charged with loan sharking? And how will the government handle this situation?...View more