Who must buy compulsory insurance for civil liability for third parties during the construction process?
Persons who must purchase compulsory civil liability insurance for third parties during the construction process are specified in Clause 2, Article 9.Construction Law 2014, as amended by clause 5 of Article 1 Amended Construction Law 2020 as follows:
Insurance in construction investment activities
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2. The responsibility to purchase compulsory insurance in construction investment activities is prescribed as follows:
a) The investor purchases construction insurance during the construction period for projects that affect community safety, the environment, projects with specific technical requirements, and complex construction conditions;
b) Consulting contractors purchase professional liability insurance for construction investment consulting for construction survey work and construction design of construction works of level II or higher;
c) Construction contractors purchase insurance for construction workers on the construction site and civil liability insurance for third parties.
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Accordingly, construction contractors must purchase civil liability insurance for third parties.