The responsibility to buy compulsory insurance in construction investment activities is specified in Clause 2, Article 9 Construction Law 2014 (amended by clause 5, Article 1 Amended Construction Law 2020) as follows:

Insurance in construction investment activities

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2. The responsibility to purchase compulsory insurance in construction investment activities is prescribed as follows:

a) The investor purchases construction insurance during the construction period for projects that affect community safety, the environment, projects with specific technical requirements, and complex construction conditions;

b) Consulting contractors purchase professional liability insurance for construction investment consulting for construction survey work and construction design of construction works of level II or higher;

c) Construction contractors purchase insurance for construction workers on the construction site and civil liability insurance for third parties.

3. Encourage investors, consulting contractors, and construction contractors to purchase all types of insurance in construction investment activities, except for the cases specified in Clause 2 of this Article.

4. The Government regulates in detail the responsibility to buy compulsory insurance, conditions, fees, and minimum insurance amounts that organizations and individuals participating in insurance and insurance enterprises are obliged to implement.

Thus, according to regulations, the following subjects are responsible for purchasing compulsory insurance in construction investment activities, specifically:

(1) The investor purchases construction insurance during the construction period for projects that affect community safety, the environment, projects with specific technical requirements, and complex construction conditions. ;

(2) Consulting contractors purchase professional liability insurance for construction investment consulting for construction survey work and construction design of construction projects of level II or higher;

(3) Construction contractors purchase insurance for construction workers on the construction site and civil liability insurance for third parties.

In addition, the State encourages investors, consulting contractors, and construction contractors to purchase all types of insurance in construction investment activities, except for the cases mentioned above.